PRIVACY POLICY PAGE

FREEJOE CAPITAL TRADE FINANCE LTD

 WEBSITE TERMS AND CONDITIONS

Effective Date: June 2026

  1. Introduction

Welcome to the website of Freejoe Capital Trade Finance Ltd (“Freejoe Capital”, “Company”, “we”, “our”, or “us”). By accessing, browsing, or using this website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree with these terms, please discontinue use of this website immediately.

  1. Company Information

Freejoe Capital Trade Finance Ltd is a financial consulting and trade finance facilitation company providing services including but not limited to:

– Trade Finance Solutions

– Letters of Credit (LC)

– Standby Letters of Credit (SBLC)

– Bank Guarantees (BG)

– Proof of Funds (POF)

– Structured Finance

– Commodity Trade Finance

– Supply Chain Financing

– Corporate Financing

– Investment Advisory Services

– Capital Raising

– Project Financing Facilitation

– Financial Consulting Services

  1. Eligibility

Users must be at least 18 years of age and possess the legal capacity to enter into legally binding agreements.

  1. Use of Website

Users agree to:

– Use the website only for lawful purposes.

– Provide accurate information when making inquiries.

– Not engage in activities that may damage, disrupt, or interfere with the website.

– Not attempt unauthorized access to any part of the website.

  1. No Financial Advice

The information provided on this website is for general informational purposes only and does not constitute financial, legal, tax, investment, or professional advice.

Users should seek independent professional advice before making any financial or investment decisions.

  1. Service Availability

Freejoe Capital reserves the right to modify, suspend, or discontinue any part of the website or services without prior notice.

  1. Intellectual Property Rights

All content on this website, including:

– Logos

– Text

– Graphics

– Documents

– Designs

– Images

– Software

are the exclusive property of Freejoe Capital Trade Finance Ltd and are protected by applicable intellectual property laws.

No content may be copied, reproduced, distributed, or used without prior written consent.

  1. Limitation of Liability

 Freejoe Capital shall not be liable for:

– Any direct or indirect damages arising from website use.

– Loss of business, profits, revenue, or data.

– Delays caused by third-party service providers.

– Reliance on information published on the website.

  1. Third-Party Links

The website may contain links to third-party websites. Freejoe Capital does not endorse or assume responsibility for the content, privacy practices, or services of such websites.

  1. Confidentiality

While we take reasonable measures to protect information submitted through the website, no internet transmission is completely secure. Users acknowledge the inherent risks associated with electronic communications.

  1. Regulatory Compliance

Freejoe Capital operates in accordance with applicable laws and regulations. The company does not guarantee approval of any financing transaction, banking instrument, or investment opportunity.

  1. Indemnification

Users agree to indemnify and hold harmless Freejoe Capital, its directors, officers, employees, and affiliates from any claims, damages, liabilities, or expenses arising from misuse of the website.

  1. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the Federal Republic of Nigeria.

  1. Changes to Terms

Freejoe Capital reserves the right to update or modify these Terms and Conditions at any time. Continued use of the website constitutes acceptance of any changes.

  1. Contact Information

Freejoe Capital Trade Finance Ltd

Head Office:

No. 3 Alagbole Akute Road,

By Alapara Junction,

Akute, Ogun State, Nigeria

Email: info@freejoetradefinance.com

Phone:

+234 706 769 0452

+234 905 889 9311 And here is a matching Privacy Policy:

 FREEJOE CAPITAL TRADE FINANCE LTD

 PRIVACY POLICY

Effective Date: June 2026

  1. Introduction

Freejoe Capital Trade Finance Ltd (“Freejoe Capital”, “we”, “our”, or “us”) is committed to protecting the privacy and security of personal information collected through our website.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information.

  1. Information We Collect

Personal Information

We may collect:

– Full Name

– Company Name

– Email Address

– Telephone Number

– Country of Residence

– Business Information

– Financial Information voluntarily provided during inquiries

Technical Information

We may automatically collect:

– IP Address

– Browser Type

– Device Information

– Website Usage Statistics

– Cookies and Similar Technologies

  1. How We Use Information

We use collected information to:

– Respond to inquiries

– Provide requested services

– Conduct client due diligence

– Improve website performance

– Communicate updates and offers

– Meet legal and regulatory obligations

– Prevent fraud and unauthorized activities

  1. Legal Basis for Processing

We process personal information based on:

– User consent

– Contractual necessity

– Compliance with legal obligations

– Legitimate business interests

  1. Information Sharing

We may share information with:

– Banking institutions

– Financial service providers

– Legal and compliance advisers

– Regulatory authorities

– Service providers assisting our operations

We do not sell personal information to third parties.

  1. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect personal information against unauthorized access, disclosure, alteration, or destruction.

  1. Cookies Policy

Our website may use cookies to:

– Improve user experience

– Analyze website traffic

– Remember user preferences

– Enhance website functionality

Users may disable cookies through their browser settings.

  1. Data Retention

Personal information will be retained only for as long as necessary to fulfill business, legal, and regulatory requirements.

  1. User Rights

Users may:

– Request access to personal data

– Request correction of inaccurate information

– Request deletion where legally permissible

– Withdraw consent where applicable

– Request restriction of processing

Requests may be submitted via our contact details below.

  1. International Data Transfers

Where necessary, information may be transferred to service providers or financial institutions located outside Nigeria. Appropriate safeguards will be implemented to protect such data.

  1. Third-Party Websites

Our website may contain links to external websites. We are not responsible for their privacy practices and encourage users to review their policies.

  1. Children’s Privacy

Our services are not directed toward individuals under the age of 18. We do not knowingly collect personal information from minors.

  1. Changes to This Policy

We reserve the right to amend this Privacy Policy at any time. Updated versions will be posted on this website.

  1. Contact Us

For questions regarding this Privacy Policy, please contact:

Freejoe Capital Trade Finance Ltd

No. 3 Alagbole Akute Road,

By Alapara Junction,

Akute, Ogun State, Nigeria

Email: info@freejotradefinance.com

Phone:

+234 706 769 0452

+234 905 889 9311

By using our website, you consent to the collection and use of information as described in this Privacy Policy.
Our company also maintained in her policies the following :

  1. Anti-Money Laundering (AML) Policy.
  1. Know Your Customer (KYC) Policy.
  1. Disclaimer for Financial Instruments (SBLC, BG, LC, POF, Monetization, etc.).
  1. Cookie Policy.
  1. Risk Disclosure Statement .
  1. Compliance & Regulatory Statement .

These additional policies help strengthen company credibility with international clients, banks, investors, and project sponsors.